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varquinalos

Smarter financial decisions through detailed analysis

Meet the People Behind Your Numbers

We're not your typical finance crew. Started in a shared office back in 2019, we've built something different here—a team that actually enjoys digging through spreadsheets and finding patterns others miss.

Most of us came from bigger firms where we felt like numbers on a page ourselves. Now we work with businesses across Western Australia, helping them understand where their money goes and how to make better choices with it.

What We Actually Do

Real skills applied to real business challenges

Cash Flow Analysis

We map where money moves through your business. Not just what comes in and out, but why patterns develop and what they mean for next quarter.

Budget Planning

Building frameworks that adapt when reality doesn't match projections. Because let's be honest—it rarely does, especially in the first year.

Financial Reporting

Turning raw data into reports you can actually use for decisions. We focus on what matters to your specific situation rather than generic templates.

Team workspace showing collaborative budget analysis session

The Core Team

Two perspectives that complement each other—one focused on systems, the other on people

Tobin Hargreaves professional portrait

Tobin Hargreaves

Principal Analyst

Spent eight years at corporate firms before realizing he preferred working directly with business owners. Built our forecasting methodology from scratch after seeing too many generic templates fail in practice. Usually the first one in the office, often still here when everyone else leaves. Runs marathons badly but keeps trying.

Seren Calloway professional portrait

Seren Calloway

Client Strategy Lead

Started in retail banking where she learned that most people just need someone to explain things without the jargon. Joined us in early 2021 and redesigned how we communicate findings. She's the reason our reports don't sound like they were written by robots. Makes excellent coffee and insists everyone takes proper lunch breaks.

How We Approach the Work

Every business operates differently. What worked for a construction company won't necessarily fit a retail operation or professional services firm.

We spend time understanding your specific situation before suggesting changes. Sometimes that means challenging conventional advice when it doesn't match your reality.

Context matters — We look at your industry, business model, and growth stage before making recommendations.
Honest conversations — If something won't work for your situation, we'll say so and explain why.
Practical timelines — Changes take time to implement properly. We work with your operational capacity, not against it.
Detailed financial analysis workspace showing budget spreadsheets and planning documents

Our Working Process

What actually happens when you work with us

Initial Assessment

We review your current financial structure and identify where you need clarity. This usually takes about two weeks—we gather documents, ask questions, and map your existing processes.

Framework Development

Building the systems that fit your business. Could be budget templates, reporting formats, or tracking methods. We test these internally before rolling them out to make sure they work in practice.

Implementation Support

The part most firms skip—actually helping you put new systems in place. We're available during this transition period because that's when questions come up and adjustments are needed.

Ongoing Review

Monthly or quarterly check-ins depending on what you need. We look at how things are tracking, adjust forecasts based on actual results, and tackle new challenges as your business evolves.

Professional consultation setting showing collaborative budget review

Let's Talk About Your Numbers

Whether you're looking for ongoing support or just need help with a specific challenge, we're happy to have a conversation about what would work best for your situation.