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Smarter financial decisions through detailed analysis

Recent Analysis

Real cases from actual clients who agreed to share what worked (and what didn't) in their budget transformations.

Financial planning consultation showing budget review process
Case Study

The Three-Account Method That Actually Stuck

Sarah from Adelaide tried every budgeting app available before finding something simpler. Her approach uses three separate accounts and takes about ten minutes per week.

January 28, 2025 6 min read
Business owner reviewing financial statements and budget allocations
Business

When Business and Personal Money Get Messy

Small business owners in regional Victoria face unique challenges separating business expenses from personal spending. Here's what we learned from fifteen different cases.

January 14, 2025 8 min read

Voices From Our Team

Portrait of Callum Bridger, financial analyst

Callum Bridger

Financial Analyst

Spent eight years helping mining sector workers in WA adjust to income fluctuations. Now focuses on variable income budgeting strategies.

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Portrait of Tessa Huxley, budget strategist

Tessa Huxley

Budget Strategist

Former banking analyst who switched to helping families in Queensland navigate cost-of-living pressures without sacrificing quality of life.

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Tools That People Actually Use

We built these resources after noticing the same questions coming up repeatedly in consultations. Everything here comes from real situations we've encountered.

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Financial resources and budget planning materials

Budget Templates

Spreadsheet versions that work in Excel or Google Sheets. Based on formats we use during client consultations.

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Expense Trackers

Simple tracking sheets for different income types. Includes versions for shift workers and contractors.

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Quick Guides

One-page references covering common scenarios we see regularly. No lengthy downloads or complex calculations.

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